Typical Questions We Can Address

• Am I saving enough for retirement?
  
• Do I have the right types of insurance?
  
• Do I have my investments properly diversified?
  
• How much risk do I have in my investments?
  
• Do I have enough saved for retirement?
  
• What else should I be thinking about?
  
• How can I maximize my Social Security benefits?

What You Can Expect from Us

• Proactive relationship
  
• In-depth understanding of your finances
  
• Interaction based on your needs and schedule
  
• Personal and independent advice
  
• Specific investment advice, including customizing a portfolio based on your goals and needs
  
• Portfolio/Investment Management
  
• Comprehensive retirement planning
  
• We can do IRA’s, ROTH IRA’s, SEP IRAs, and 401(k)s.
  
• Education accounts for children or grandchildren
  
• Determine your life insurance needs for your family

What kind of future do you envision for yourself and your family? Do you “want to save for your children's college education? Enjoy a comfortable retirement? Whatever your goals, it is important to determine how you will pay for them. Do you have questions about the amount of assets you will need in retirement or what income your assets can provide in retirement?
We help people plan for their longest vacation ever, their retirement. We will get to know you and you define your plan, strategies, and life and financial goals and dreams.

We help families with children, like me.

We help families plan for proper protection from the unexpected.

We help people determine the scenarios for taking Social Security benefits; let me run an analysis for you.

We help people feel more confident in retirement or before they retire.

We help small businesses with 401(k), SIMPLE IRA, and SEP plans.

We help anyone who has started or who wants to start saving for retirement or goals.

We focus on families, teachers, retirees, small businesses, and goal setters.

We follow a simple code: INTEGRITY, PASSION, KNOWLEDGE, and SERVICE. These are some of the services we provide:

• IRA/401(k)/403(b) Distributions
• Set-Up an IRA, ROTH, SEP, SIMPLE, OR 401k Plan
• Investments
  • Personal and independent advice
  • Specific investment advice, including customizing a portfolio based on your goals and needs
  • Portfolio/Investment Management
• Financial Planning
• Developing Income Plans for your retirement transitions
• Guaranteed Income Annuities*
• Life Insurance (FAMILY PROTECTION)
• Education Savings-529 Plans
• Long-Term Care Insurance
• 401(k) Services (Small Business—New plans & Takeover Management)
• A Job Change—We can discuss your options with old 401(k) plan

We're different because we listen to and learn about your family and what motivates you in reaching your goals. We will help keep you focused on your dreams and goals. We offer portfolio analysis to help you manage risk and returns.

Call us for a complimentary initial consultation.

(951) 461-3160

^{*Guarantees are based on the claims paying ability of the issuing company.}